OS BENEFITS =

Simple Pricing That Works for Your Team

Most small business plans don’t align with the needs, budgets or realities of small teams, so we sought a better alternative.

OS BENEFiTS is built for independent hospitality businesses — You pay an annual membership to join the OSB Association. With your membership, your team gets access to affordable health insurance and wellness perks designed for how hospitality really works.


Our Pricing

Whether you want to offer health insurance, wellness benefits, or both—it’s totally up to you.

We’ll guide you through setup and support your team every step of the way. With our collective buying approach, we’re able to offer pricing with a shelf life the likes of corn starch: stable and unwavering regardless of staffing levels or employee participation. Choose a plan that fits both your budget and your team’s needs.


ALL MEMBERS

OSB Membership Fee

Varies by Team | Annual

Annual association fees are tailored to the size of your team, with the option to pay monthly or save 10% by paying annually. As teams grow and change, fees will adjust accordingly during your team’s open enrollment period.

ONLY HEALTH INSURANCE MEMBER

Health Insurance Admin Fee

$25 per Employee | Monthly

Employees who enroll in health insurance will pay a monthly $25 membership fee to cover administrative tasks like benefits management, customer service, and billing. This fee is not pre-taxable and will be added monthly to your healthcare premium invoice.

OPTIONAL ADD ON

Unlimited Talk Therapy

$10 per Employee | Monthly

Part-time, full-time, FOH, BOH—if they’re on your team, they’re eligible. Unlimited talk therapy is included with every OSB Medical Plan, or you can offer it as a standalone benefit for just $10/month per employee. No red tape, no max sessions—just real, human support when it matters most.


STEP 1

OSB Membership Fees

Your OSB membership gives your team access to our full Wellness Benefits and your own dashboard to manage it all. Want to offer health insurance too? You’ve got options. See pricing below.


Monthly Installments
Annual Payment
10% Savings
1-10 Employees
$63
$675
11-25 Employees
$150
$1620
26-50 Employees
$292
$3150
51-75 Employees
$375
$4050
76-100 Employees
$458
$4950
101+ Employees
Enterprise
Enterprise

STEP 2

OSB Health Insurance Plans

Pick what works for your budget. The prices below are the total per-person premiums—how much you cover is totally up to you.


Essential
$239
Advantage
$424
Premium
$494
Max
$624
Annual Deductible
$0
$1,500
$0
$0
Out-of-Pocket Max
$1,850
$9,100
$9,100
$9,100
Specialist Copay
$15
$15
$15
$15
Free Virtual Primary Care & Behavioral Health
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Prescription Medication
✔️
✔️
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Hospitalization Coverage
✔️
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Pregnancy Services
✔️
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Reimbursement | Hospital Indemnity
✔️
Voluntary | Comprehensive Dental $49
OPT-IN
OPT-IN
OPT-IN
OPT-IN
Voluntary | Vision $15
OPT-IN
OPT-IN
OPT-IN
OPT-IN
Supplemental | Critical Illness Coverage *coming soon*
Supplemental | Accidental Coverage *coming soon*

Want a Quick Recommendation?

We’ll help you figure out the right plan for your team. No sales pressure. Just real talk.